Forbidden message categories for SMS and MMS in the US and Canada

Modified on: Thu, 3 Sep, 2026 at 2:28 AM

SMS Compliance

Prohibited and Restricted SMS/MMS Message Categories in the US and Canada

Understand which business types and message categories are prohibited or restricted for SMS and MMS messaging to maintain compliance and avoid carrier penalties.
What You'll Learn

HighLevel restricts or prohibits certain business types and message categories across SMS and MMS. Some categories are completely prohibited, while others are restricted and may be permitted only under specific conditions such as age gating, proper consent documentation, or use with particular number types.

This article explains which categories are prohibited, which are restricted, carrier-specific enforcement mechanisms including T-Mobile Severity-0 fines, and compliant alternatives when available.

1

Policy Overview

HighLevel restricts or prohibits certain business types and message categories across SMS and MMS communications. Messaging eligibility depends on content type, sender classification, destination country, carrier requirements, and whether additional safeguards such as age verification, consent documentation, or specific number types are required.

This article focuses on US and Canada messaging restrictions. These policies apply across long code (10DLC), toll-free, and short code number types unless otherwise specified. Carriers enforce these restrictions through filtering, suspension, or financial penalties.

Important

Selecting an A2P Campaign use case does not automatically make restricted content eligible. Campaign approval and content compliance are separate evaluations. Review prohibited and restricted categories before configuring campaigns.

2

T-Mobile Severity-0 Fines

T-Mobile Severity-0 fines represent one carrier-specific enforcement mechanism within the broader messaging compliance framework. These fines apply when prohibited traffic is detected on T-Mobile networks. HighLevel policy may prohibit activity independently of whether a specific T-Mobile fine applies, and other carriers enforce their own rules.

T-Mobile categorizes violations into three tiers based on severity. Each tier carries a different fine amount per incident:

TierFine AmountExample Violations
Tier 1$2,000Illegal substances, phishing/smishing, S.H.A.F.T. content
Tier 2$1,000Deceptive marketing, non-compliant loan offers
Tier 3$500Debt collection, lead generation without proper consent
Note

Fine amounts and tier classifications are subject to change by T-Mobile. These fines are in addition to potential number suspension, filtering, or account termination.

3

Prohibited Message Categories

The following message categories are prohibited for SMS and MMS across all number types in the US and Canada. These restrictions apply regardless of consent status, campaign use case, or other factors.

Category
Phishing, Smishing, Fraud, and Social Engineering

Any attempt to deceive recipients into providing sensitive information, credentials, or financial details through impersonation, misleading links, or false pretenses. This includes fake delivery notifications, account verification scams, prize claims, and urgent-action requests designed to exploit trust.

Category
Controlled, Regulated, and Restricted Substances

Promotional messaging for cannabis, CBD, prescription drugs, or other controlled substances is prohibited across SMS and MMS channels. This applies even when products are legal in specific jurisdictions.

Examples: Cannabis dispensary promotions, CBD product sales, prescription medication offers, controlled substance advertising.

Category
Gambling

Gambling traffic is prohibited in the US and Canada on all number types. This includes sports betting, online casinos, sweepstakes requiring payment, lottery-related promotional content, and fantasy sports platforms.

Examples: Casino app promotions, sports betting offers, online poker invitations, paid sweepstakes entries, daily fantasy sports advertising.

Category
Sexual Content

Sexually explicit content, adult services, and age-restricted sexual material are prohibited across all SMS and MMS messaging.

Examples: Adult entertainment services, explicit imagery, dating services with sexual focus, escort services.

Category
Hate-Related Content

Content promoting hate, discrimination, violence, or harassment based on protected characteristics including race, ethnicity, religion, gender, sexual orientation, disability, or national origin.

Category
High-Risk Financial Services

Certain high-risk financial products and services are prohibited due to predatory lending concerns or regulatory restrictions.

Examples: Payday loan offers, short-term high-interest loan promotions, third-party auto loan solicitations, third-party mortgage loan marketing, student loan debt relief schemes, high-risk investment solicitations promising guaranteed or outsized returns, cryptocurrency investment promotions.

Category
Third-Party Debt Collection

Third-party debt collection agencies contacting consumers about purchased or assigned debt are prohibited from using SMS and MMS.

Prohibited example: A third-party debt collector messaging purchased or assigned debtors about outstanding balances.

Potentially permitted example: A business communicating directly with its own customer about an existing account balance through a first-party relationship, assuming valid consent and compliance with applicable debt communication regulations.

Category
Get-Rich-Quick Schemes

Schemes promising unrealistic earnings, guaranteed income, or high returns with minimal effort or investment are prohibited.

Examples: Guaranteed-income schemes, pyramid or multi-level marketing centered on unrealistic earnings claims, high-risk investment solicitations promising guaranteed returns, "make money fast" programs.

Category
Third-Party Lead Generation

Companies that buy, sell, or share consumer contact information for marketing purposes cannot use purchased or shared consent for SMS messaging. SMS consent generally cannot be transferred from one unrelated business to another simply because contact information was purchased or shared.

Examples: Purchasing consumer leads and messaging them about unrelated services, sharing opt-in lists between unrelated companies, selling consumer contact databases with claimed SMS permissions.

4

Restricted Message Categories

The following categories are restricted and may be permitted only under specific conditions. Restrictions vary by content type, number type, and whether additional requirements such as age verification are met.

CategoryLong Code (10DLC)Toll-FreeShort CodeAdditional Requirements
AlcoholMay be permittedMay be permittedMay be permittedAge gating required where permitted
TobaccoMay be permittedMay be permittedMay be permittedAge gating required where permitted
Vaping / E-CigarettesMay be permittedMay be permittedMay be permittedAge gating required where permitted
FirearmsMay be permittedMay be permittedMay be permittedCompliance with applicable regulations required
Important

Restricted categories require case-by-case evaluation during campaign registration. Meeting technical requirements does not guarantee approval. Verify current eligibility with HighLevel support before configuring campaigns involving restricted content.

5

Consent and Privacy Violations

Otherwise legal content can violate messaging policy when proper consent has not been obtained or privacy requirements are not met. The following consent and privacy violations are prohibited:

Missing or Invalid Consent — Messaging recipients who have not provided explicit opt-in consent for SMS communications from your business.
Purchased Consent — Using contact lists purchased from third-party lead providers without obtaining direct consent from recipients for your specific business.
Shared Consent Between Unrelated Businesses — Transferring opt-in permissions from one business to another unrelated business without recipient authorization.
Ignoring Opt-Out Requests — Continuing to message recipients after they have requested to stop receiving communications.
Missing Required Disclosures — Failing to clearly identify your business or provide opt-out instructions in compliance with applicable regulations.
Related Topic

For detailed guidance on obtaining and documenting valid SMS consent, review HighLevel's A2P opt-in compliance documentation and best practices for consent collection.

6

Alternative Communication Channels

Depending on the business type, content, location, and applicable platform rules, another HighLevel communication channel may be available when SMS or MMS is restricted or prohibited.

HighLevel Email may be appropriate for some business types that are restricted on SMS channels. For example, cannabis or CBD businesses operating in jurisdictions where these products are legal may use email for promotional messaging, subject to age verification requirements and local regulations.

Important

Using a different communication channel does not remove legal, platform, consent, or industry-specific requirements. Confirm that the content is permitted on the alternative channel and that you meet all compliance obligations before sending.

Frequently Asked Questions

Q: Does selecting an A2P Campaign use case make restricted content eligible for SMS?
No. Campaign use case selection and content compliance are separate evaluations. Choosing a specific use case during A2P registration does not override prohibited or restricted message category policies. Review content restrictions before configuring campaigns.
Q: Can I message customers about a first-party debt they owe my business?
Potentially, if you are the original creditor communicating directly with your own customer about an existing account balance through a first-party relationship, and you have obtained valid consent and comply with applicable debt communication regulations. Third-party debt collection messaging is prohibited.
Q: Can I send cannabis or CBD messages if the products are legal in my state?
No. Promotional messaging for cannabis and CBD is prohibited across SMS and MMS channels regardless of local legality. Consider alternative channels such as HighLevel Email, subject to age verification requirements and compliance with local regulations.
Q: Can I use consent from a lead provider to send SMS from my business?
No. Purchased or shared consent generally cannot be transferred for SMS messaging. SMS consent must be obtained directly by your business for your specific communications. Third-party lead generation using purchased contact lists is prohibited.
Q: Are alcohol and tobacco always prohibited on SMS?
No. Alcohol and tobacco are restricted categories that may be permitted under specific conditions, including age gating and compliance with carrier-specific requirements. These categories require case-by-case evaluation during campaign registration. Verify current eligibility before configuring campaigns.
Q: Do these restrictions apply to toll-free and short code numbers?
Yes. Prohibited message categories apply across all number types including long code (10DLC), toll-free, and short code. Some restricted categories may have different eligibility rules depending on number type — review the Restricted Message Categories section for details.
Q: Can I use email if SMS is prohibited for my business type?
Potentially, depending on the business type, content, and applicable regulations. Using a different communication channel does not automatically remove legal, platform, consent, or industry-specific requirements. Confirm that your content is permitted on the alternative channel and that you meet all compliance obligations before sending.
Q: What happens if prohibited traffic is detected on my account?
Prohibited traffic can result in carrier filtering, number suspension, financial penalties including T-Mobile Severity-0 fines, or account termination. The specific enforcement action depends on violation severity and carrier policies. Review prohibited and restricted categories carefully before configuring campaigns.

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